How to Check the Status of Student Loan Forgiveness

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Are you looking for ways to reduce the burden of student loan debt? It can seem like an overwhelming task, but understanding the different options available for student loan forgiveness can help you make a plan.


We’ll discuss how to check the status of student loan forgiveness and explore the different options available. Read on to learn more!

Check the Status of Student Loan Forgiveness

What is student loan forgiveness?

Student Loan Forgiveness is intended to assist those who are having difficulty repaying their student loans. You may be eligible for loan forgiveness if you are having difficulty making your monthly payments.


Borrowers who receive student loan forgiveness are relieved of the obligation to repay a portion or all of their federal student loan debt. These borrowers borrowed money to pay for their postsecondary education.

Some types of loans are eligible for forgiveness, but only those in certain public service, educational, or military professions are eligible.


Who is eligible for student loan forgiveness?

There are several programs available that can forgive all or part of your student loans. You may be eligible for student loan forgiveness if you work in certain public service or government jobs, or if you work for a nonprofit organization. You may also be eligible if you have made payments for a certain period of time and have not been able to repay your loans. 

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How to check the status of student loan forgiveness

If you have submitted an application for student loan forgiveness, you can check its status by logging in to your account on the Student Loan Forgiveness website. You can then determine whether your application has been received and is currently being processed. Additionally, you should receive an email when your application has been received.

When you submit an application for Student Loan Debt Relief, you will receive a confirmation email. Remember that you cannot view the status of your application through your account. After submitting the application, it will be reviewed to confirm your eligibility for debt relief.

You can learn more from the video below:


You May Be Contacted for More Information

If the Federal Student Aid office requires additional information, it may contact you. Among the reasons you may be contacted are the following:

  • Documentation is required to verify your income. 
  • Documentation is required to verify your income. The information you provided on the application does not match the Education Department’s loan records.
  • The ED has determined that you are not eligible for any federal loans.

Those who receive a response will receive instructions via email. Those who do not receive a response need not take any action to obtain additional information.

You Will Be Notified Once Your Application Is Approved

After confirming eligibility, the office of Federal Student Aid will notify you and explain how debt relief will be applied. This information will be provided to the servicer of your loan.

Debt Relief Is Applied To Your Loans

If approved for debt relief, your loan servicer will apply the funds directly to your account. Be patient, as it may take some time for your account to reflect the debt relief adjustments and be updated. Your loan servicer will also inform you whether your loans have been paid in full or whether you still owe money. The loan servicer will notify you if you have an outstanding balance.

Debt Discharge Is Paused: Do You Need To Reapply?

At this time, debt cancellation is on hold. A court order has temporarily prevented the Education Department from processing debt discharges. The office of Federal Student Aid will continue to review applications and encourage qualified borrowers to apply.

Borrowers need not reapply for credit. The Federal Student Aid office stated that it will expedite the processing of discharges whenever possible.

What if I am not eligible for student loan forgiveness?

If you do not qualify for student loan forgiveness, you still have several options for managing your student loan debt. You might be able to refinance or consolidate your loans to obtain a lower interest rate. You may also consider income-based repayment plans, which could reduce your monthly payments. Additionally, you may be eligible for a variety of private student loan options.


Student loan forgiveness can be a great way to help alleviate some of the financial burden that comes with student debt. Checking the status of your student loan forgiveness is an easy process, and we hope this article has provided you with all of the steps needed to do so. If you have any further questions, please don’t hesitate to contact us. We are always here to help!


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